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Personal Checking

Whether you are just starting out, or need multiple accounts for multiple purposes, SNB has the accounts you need. If you have questions, feel free to come in or call one of our experienced bankers to discuss the right options for you.

All SNB checking accounts include these FREE benefits:

  • FREE eStatements
  • FREE Online Banking
  • FREE Mastercard Debit Card
  • Mobile Deposit Coming Soon

You will also receive reduced rates on consumer installment loans with automatic debit payments
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"Every customer has a name. Every name has a story. Every story needs a community bank."

Free CheckingMost Popular

$ Free

Per Month

  • Minimum amount to open: $50
  • No monthly service charge
  • No minimum balance requirements
  • Unlimited check writing/ No charge per check
  • Unlimited deposits
  • Free Mastercard® debit card
  • Free mobile app coming soon

Standard Checking

$ 5

Per Month

  • Minimum amount to open: $50
  • No fee for over 65 years old
  • No minimum balance requirements
  • Unlimited check writing/ No charge per check
  • Unlimited deposits
  • Free Mastercard® debit card
  • Free mobile app coming soon
  • Check Images included in monthly statement

Earn Interest on Your Checking

Take advantage of one of our interest earning accounts that allow you to deposit or withdraw money at any time. As long as you maintain minimum balances, you won't pay a monthly fee!

Money Market

Minimum amount to open: $2,500.00

  • Unlimited deposits
  • Interest compounded daily
  • Interest will be credited to account monthly

If the average daily balance falls below $2500.00, the account will be subject to a $10 service charge for that month.

NOW Account

Minimum amount to open: $800.00

  • Unlimited Deposits
  • Interest compounded daily
  • Interest will be credited to account monthly
  • Unlimited check writing

If the account falls below $800 on any day in the month, or the average daily balance falls below $1500.00, the account will be subject to a $5 service charge for that month.